Posted:
10/17/11
Al-Care
Do I have enough water damage for an insurance claim?
We get more and more calls on whether someone has enough water damage from an incident on their property to pursue an insurance claim. In a climate where deductibles have climbed up to and past the costs of some small water damage incident costs, we need to make informed decisions on how to respond.
First let’s realize that water damage has the potential to create mould damage if it is left unattended. Getting an opinion on the severity of the damage and the costs to get it cleaned up, may be a good defense against future damages when you are not sure how to clean up a water damage situation. Be sure if you hire someone that they are certified in water damage cleanup.
Second, the costs for a cleanup may be less than your deductible but it still needs to be addressed. Ask the contractor for a quote and/or a written explanation of what they found. You can then make an informed decision if a professional cleanup is in order or you can tackle the problem yourself.
Fire and flood restoration companies are trained and ready to serve you for property damage restoration needs. Use their expertise and experience to help guide you when making a decision on how best to clean up after a water damage situation has occurred at your property.
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